Fourth, be on your guard. As early as the day after your accident, your insurance company and the other party’s insurance might call you. Larger organizations have claims adjusters, insurance agents, designated investigators, and their own lawyers to defend their actions in court. The purpose of their agents is to get you (while injured and vulnerable and struggling with medical bills) to accept a settlement offer lower than what you could receive if you file a claim or go to court. The Law Office of Ramiro Lopez will protect your rights against the negligent party and stand as a buffer between you and the pressuring phone calls.